I asked AI to lower my cell phone bill. It saved me $47/month.

I was staring at my phone bill. Again.

$181 for two lines. Same price I've been paying for three years, even though I know they're running promotions for new customers at $100.

I should call them. Negotiate. Threaten to switch carriers.

But between potty training and figuring out what's for dinner, spending 45 minutes on hold with customer service? Not happening.

So I tried something different.

I uploaded my phone bill to ChatGPT and typed: "I'm paying too much. Write me a script to negotiate this down that actually works."

Ten minutes later, I had a script. Used it in the chat feature on their website (no phone call needed).

New bill: $134/month. Still too high, but manageable.

That's $564 a year back in my pocket. From one prompt.

What AI Actually Said

I uploaded my phone bill (you can just screenshot it) and asked:

"Analyze this bill and create a negotiation script I can use with customer service. Include: current competitor pricing, loyalty customer angle, and specific dollar amount I should ask for. Make it firm but polite."

What ChatGPT gave me:

A three-paragraph script that hit:

• How long I've been a customer (loyalty matters)

• Competitor pricing for the same service ($89 at Verizon)

• Specific ask: Match competitor pricing, or I'm switching

• Polite but clear deadline: "I'd like to resolve this today"

The key? AI did the research I was too tired to do. Found competitor prices. Structured the ask. Gave me confidence I wasn't being unreasonable.

I copy-pasted it into their chat support. Took 8 minutes total.

The rep came back with $134/month. Not quite the $89 I asked for, but $47/month less than I was paying.

I'll take that win.

This Changed How I Think About Money

That phone bill prompt? It's just one of many prompts in my AI Toolkit for Busy Parents.

Because if AI can save me $564/year on one bill, what about the other bills draining my account every month?

The toolkit has prompts for:

• Negotiating internet bills (I saved $32/month)

• Analyzing grocery spending patterns

• Finding subscription services you forgot you're paying for

• Creating zero-willpower budgets that actually work

Here's what I realized: Busy parents don't have time to optimize every dollar. But AI does.

The budgeting section has 18 prompts that handle the money stuff you know you should do, but never have time for.

[Get all 111 prompts here → $19]

One phone bill negotiation pays for the entire toolkit. Everything after that is pure savings.

Catch Up on Previous Newsletters You May Have Missed

- How I meal prep 5 lunches in 30 minutes (with kids interrupting)

- I asked AI to save my marriage. Here's what happened.

- ABC News just discovered what I've been teaching you